Medical Information Bureau

I just became aware of the “Medical Information Bureau”.  They store a “random sample” of medical information with “underwriting significance.”  But, this information can be used as the basis of further investigation if you ever apply for more life or health insurance.

Fortunately, the MIB falls under the Fair Credit Reporting Act, which means that one time a year, you may request your record.  You need to make sure that it is accurate and dispute anything that is not accurate just like you would monitor your credit report.

I encourage that you do by going to Request Your MIB Record.

Gary

MORE INFORMATION:

Most insurance companies in the United States belong to the Medical
Information Bureau (MIB), which operates an exchange of health
information of underwriting significance used by its member insurance
companies to assess risk for life and health insurance coverage.  What is the MIB?  Click Here

Has been the subject of ongoing controversy since the 1970’s, when its
existence first became generally known. Even today, the Medical
Information is an unknown entity; most consumers, doctors, and even
politicians, remain unaware of its existence.
More Information

As a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA), MIB provides both US and Canadian consumers with the rights, protections and privileges available under FCRA without any differentiation based on residence, citizenship or other nexus.

Therefore, there is no charge to request a copy of your MIB Consumer File (if one exists) once per year directly from MIB.

Request Your MIB Record

from DeWitt Law Firm, PLLC http://ift.tt/1mpRRnx


from DeWitt Law Firm, PLLC